Receive globally, pay locally

Receive payments in crypto or fiat, exchange currencies freely and pay via your crypto card.

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Why do I need a crypto card?

Shop online with Keytom neobank
Shop at any stores using crypto with unlimited Keytom debit card.
Receive payments from international clients
If you’re a freelancer or remote worker, receive payments from clients globally in euros or crypto and pay locally.
Fast and secure transfers to friends and family
Transfer money worldwide without delays or high fees.
Pay for travel with ease
Use Keytom’s platform to book flights, hotels, or rental cars with crypto, giving you more flexibility when traveling abroad.
Simple and easy bill payments
Pay your utility and recurring bills using euros or crypto directly from the Keytom app.
Use your crypto for everyday purchases
With Keytom’s unlimited debit cards, pay for groceries, dining, or entertainment with crypto just like any other bank card.

Download app

and start to manage your money

Get ahead of the game and pay for your favourite services in USDT, BTC or ETH

One click to payment, lightning fast transactions, 20+ services.

Unlimited crypto card
Pay with crypto for everyday services
Unlimited spend cards
Apple and Google Pay
Minimal fees
Crypto swaps from 0.1%
SWIFT and SEPA transfers from 2,5 euro
No hidden fees
Crypto + fiat in one place
Personal and business accounts
USD, Euro, BTC, USDC, DAI
SWIFT and crypto transfers
All bank features
24/7 customer support
Global money transfers
User-Friendly Interface
User review
“Thanks to Keytom, I can send money home to my mom without the hassle. It's fast, affordable, and she gets the funds when she needs them.”
Carlos Mendoza
‍Argentina

All financial tools
in one convenient app

Sign up with Keytom for full financial control — no intermediaries needed!

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Not all products and services are available in all geographic areas and are subject to applicable terms and conditions.

Cryptocurrency services are provided legally by Money Services Business KEYTOM SERVICES LTD and Virtual Assets Service Provider Keytom Solutions s.r.o. (hereinafter KEYTOM): KEYTOM SERVICES LTD. under the MSB FINTRAC licence (MSB reg.nr M21788474), registered at 346 Lawrence Ave #202, Office I, Kelowna, BC, Canada, V1Y 6L4 and by Keytom Solutions s.r.o. (registration number 212 34 124) with VASP authorisation in the Czech Republic, registered at Frydlantská Str., No. 1312/19, Kobylisy, ZIP code: 182 0, Prague 8.

Investing in cryptocurrencies carries a high level of risk due to their inherent volatility. The exchange rates of cryptocurrencies can fluctuate significantly, and there is a potential risk of losing your entire investment. Not all products and services offered by KEYTOM  are available in all geographic areas and are subject to specific terms and conditions. Eligibility for any particular product or service is at the sole discretion of KEYTOM and keytom.com. The rates for KEYTOM products are subject to change.

It is important to remain vigilant and cautious about potential scams. KEYTOM SERVICES LTD and Keytom Solutions s.r.o. operate exclusively through keytom.com and have no affiliation with other similar website domains. KEYTOM bears no responsibility for any actions taken by the owners of such domains. Keytom.com does not provide services for some countries.

Please be aware that the promotion and/or distribution of products and services offered by KEYTOM (www.keytom.com), including any cards issued under our programs, is strictly limited to the jurisdiction of Hong Kong. All cards are issued exclusively in Hong Kong and are not issued in or under the laws of any other jurisdiction.
This website and its content are intended solely for individuals who are residents of Hong Kong and domiciled in Hong Kong. If you are a non-Hong Kong resident, you confirm that you are accessing this website for informational purposes only, on your own initiative, and without any active promotion, marketing, or solicitation from us. No services, products, or offerings are directed toward, or made available to, persons outside of Hong Kong.
By continuing to browse or use www.keytom.com, you confirm that you have read, understood, and agree with the above, and that you are accessing this website voluntarily and in compliance with all applicable laws.

© Keytom Ltd 2025
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Please be aware that the promotion and/or distribution of products and services offered by KEYTOM (www.keytom.com), including any cards issued under our programs, is strictly limited to the jurisdiction of Hong Kong.
All cards are issued exclusively in Hong Kong and are not issued in or under the laws of any other jurisdiction. This website and its content are intended solely for individuals who are residents of Hong Kong and domiciled in Hong Kong. If you are a non-Hong Kong resident, you confirm that you are accessing this website for informational purposes only, on your own initiative, and without any active promotion, marketing, or solicitation from us. No services, products, or offerings are directed toward, or made available to, persons outside of Hong Kong.