Financial
Institution
Imaginemore
Combine your crypto and fiat into one intuitive platform. Instantly send, receive, and hold funds across currencies, with smart tools and global reach.
A next-generation digitalfinancial institution built for people and businesses who move fast and think global.
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Manage your fiat and crypto — all in one app
Instant crypto ⇌ fiat exchange
Swap crypto to crypto or crypto to euros at Tier-1 exchange rates, with access to over 100 trading pairs — all in one seamless platform.
Crypto walletand personal IBAN
Securely store crypto and manage your euro funds with a personal IBAN — all from a single, intuitive interface. Supports major cryptocurrencies (BTC, ETH, USDC, etc.) and EUR transactions, from deposits to payments.
Simple deposits and withdrawals
Top up your wallet, exchange crypto to euros, and withdraw directly to your IBAN. SEPA/SEPA Instant transfers are fully integrated for smooth transactions.
Virtual cards with direct debit
Issue virtual cards linked to your crypto accounts. Spend fiat or crypto online and offline via Apple Pay/Google Pay, with automatic conversion at checkout.
Why Keytom?
126+
countries supported
We onboard users from 126+ countries — whether you hold a passport or a residence permit — we’ve got you covered.
Low service fees
Beneficial rates for exchanges and transfers, with full transparency and no hidden charges.
Fees for individualsFees for businesses100%
online account opening
Sign up and open your account completely remote. All you need is your phone or computer. No trips to the office, no lines, no paperwork.
Trusted security
Advanced protection with $100M crypto insurance and secure infrastructure. Your assets stay safe from threats and unauthorized access.
Crypto assets insured up to $100M
via Fireblocks (Marsh,Munich Re).
Fiat funds (EUR/USD) fully protected in segregated accounts, legally separated from company funds and compliant with FINTRAC (Canada) and FATF standards.
Clients legally own their accounts (FINTRAC & PRAA standards)
Registered MSB (#M22767824) under FINTRAC (Canada).
PSP registration in progress with the Bank of Canada under PRAA.
Built for
Global fund transfer
Receive and send funds in fiat and make borderless crypto transfers to and from over 100 countries.
Virtual cards
Virtual cards linked to your crypto wallet, enabling seamless payments with automatic conversion via Apple Pay/Google Pay.
All in one app
Payments from and to individuals and businesses in both fiat and crypto. All in one app.
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Quick document review
Accounts are opened within one business week. The onboarding process takes less than 5 business days.
Third party transfers to/from individuals and businesses
Receive payments from and send funds to more than 100 countries.
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Bank & crypto accounts
Crypto and named fiat accounts available in EUR, USDC, BTC, ETH, and 20+ other currencies.
Keytom vs others
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for businesses, just a few minutes for individuals. Fully online.
FAQ