Opening a fiat account can be slow or restricted. Local financial instituitions often lack high-touch service or flexible payment options.

Despite of his nationality was onboarded and got a named EUR account and crypto wallet in one app — with global payment access and Keytom card (coming soon).

The client received income in crypto but had no easy way to spend it directly or convert it to euros without delays or using multiple platforms. Traditional cards weren’t linked to crypto wallets, and conversion options were limited or expensive.

Keytom enabled the client to receive crypto income and spend it instantly with a virtual card (coming soon) — or convert it to euros within the same app. No need for additional tools or waiting — just one seamless experience.

Receiving payments from both businesses and individuals and managing them efficiently is complex and time-consuming.

Now receives fiat and crypto payments globally, converts instantly, and spends directly with a virtual card (coming soon) — all in one app.

Traditional financial instituitions impose limits and require complex approvals for large international payments and card usage abroad.

Received a named IBAN and crypto wallet with seamless global transfers and a virtual card for unrestricted international payments — all in one app.

Local currency fluctuations in Turkey make it hard to preserve savings. Traditional banks offer limited access to stable currencies or cards usable abroad.

Stores funds in USDC or EUR, keeps value protected, and uses a virtual card (coming soon) for everyday spending — all while staying local and fully in control.