Keytom Card

High limits, no currency barriers. Spend up to $150,000 per transaction anywhere Visa® is accepted, with automatic currency conversion at payment.

Get Started Today
Made for everyday spending,
travel, and bigger purchases.

Keytom Virtual Card

1
Set up in minutes

Apply online and get your card ready in a few steps.

2
Always with you

No wallet, no problem. Your virtual card is ready
on your phone whenever you need it.

3
Great for subscriptions

Keep streaming, apps, and monthly services
running without interruption.

4
Pay online and in person

From checkout pages to everyday purchases,
your card works where you need it.

5
Fund it with digital assets

Convert selected digital assets inside Keytom
and put the balance to work right away.

Ready when
you need it

From your morning coffee to weekend getaways, your card is always right there with you.

Get Your Card Now

Physical Cards
(coming soon)

1
Spend almost anywhere

Use your card at over 130 million merchants worldwide.

2
Smart conversion at checkout

Pay in supported currencies with auto-conversion
from your account balance.

3
Tap and go

Fast contactless payments for everyday spending.

4
Cash when you need it

Withdraw at supported ATMs after converting funds inside Keytom.

Man in a plaid shirt paying with a credit card at a coffee shop counter with a laptop and coffee cup nearby.

Pay internationally with confidence

Use your card online, in stores, and abroad. Hold 10+ currencies in one place and convert selected assets to top up your balance whenever you need to.

Spotify
YouTube
AliExpress
Duolingo
Uber
Nike
H&M
Gucci
Chanel
Lacoste
Louis Vuitton
Samsung
Starbucks
Amazon
Booking
ChatGPT
eBay
Rolex
Zara
Dior
Prada
Rimowa
Burberry
& many others

Built to keep your money secure

$100M

insurance

Crypto assets are insured up to $100M through institutional-grade coverage.

Advanced 
protection

Your account is secured with two-factor authentication, transaction monitoring, and AML controls at every step.

Regulated 
institution

Keytom is registered as a licensed financial institution in Canada, operating under applicable regulatory frameworks.

Pay less

Select country of residence
We’re not able to onboard you right now, but leave your contact and we’ll reach out once we’re able to support you.*
*The final onboarding decision is made by our compliance team based on internal policies.
●
Fiat & Crypto Accounts
●
Cards
Account opening
Free
SEPA/SEPA Instant in
0.5%
SEPA/SEPA Instant out
1%
Crypto withdrawals
0.1%
1.5%
EUR ↔ Crypto
Crypto ↔ Crypto
0.25%
open account
Virtual card issuing
Free
Monthly card fee
10 USDC
ATM withdrawal
2% + 0.88 USDC
Card payments
1% + 0.63 USDC
Non-USD FX fee (applies to both ATM withdrawal and card payment)
1.35%
open account
Thanks! We’ve got your details!
We’ll let you know once onboarding becomes available 

for your country and industry.
Oops! Something went wrong while submitting the form.

One card.
One app. Everything
you need.

Get your virtual card, a named EUR IBAN,
and 10+ currencies in one place.

Get Started Today
Download the app
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‍

FAQ

●
Individuals
●
Businesses
How am I topping up the card?
Is the card virtual or physical?
Where can I use the card?
Can I open the card without opening a Euro account?
How can I manage the card operations?
Is the card debit or credit?
Can I open a card for my business account?
How am I topping up the card?
Where can I use the card?
How can I manage the card operations?
Is the card debit or credit?