For decades, international money transfers have been associated with delays, high fees, and unnecessary complexity. Traditional banking systems often fall short when it comes to fast, affordable, and transparent cross-border payments.
Digital financial platforms like Keytom are changing that. By combining cutting-edge technology with an intuitive user experience, Keytom enables users to send money globally in just a few clicks — with minimal fees and real-time settlement.
This article explores how Keytom makes international transfers simpler and more efficient, using real user cases and platform capabilities
Despite the rise of online banking, many international transfer systems remain outdated and costly. Some of the common challenges include:
International bank transfers, especially outside of the SEPA zone, can take 2 to 5 business days to process.
Traditional providers often charge both upfront and hidden fees, including unfavorable currency exchange rates.
Non-residents or people without local bank accounts frequently encounter restrictions or are forced to pay premium service charges.
Senders often don’t know the exact amount that will be received until after the transfer is complete.
Keytom is designed to simplify and accelerate global finance. Here’s how the platform makes cross-border transfers more efficient:
Keytom supports SEPA Instant, allowing euro-denominated transfers to and from supported EU/EEA countries to be completed in real time — even on weekends or public holidays. This drastically reduces delays and makes money movement truly 24/7.
In addition to euros, Keytom supports a range of digital assets, including Bitcoin (BTC), Ethereum (ETH), and USD Coin (USDC). Users can send and receive money in either fiat or crypto, depending on their preferences and the needs of the recipient.
This flexibility is particularly valuable for freelancers, businesses, and expats operating in global environments.
Keytom displays all fees and conversion rates before the user confirms a transaction. There are no hidden charges, and currency exchange is executed at market-based rates with low margins.
Keytom removes the need for SWIFT codes, IBAN lookups, and paper forms. Sending money internationally is as simple as choosing a recipient and entering an amount — the platform handles the rest automatically.
Ivan, a Berlin-based software engineer, regularly sends money to his parents in Lithuania. Previously, he relied on traditional bank transfers, often losing €20 or more per transaction due to fees and poor exchange rates.
With Keytom, his experience has improved dramatically:
“I used to wait days and constantly check if the money arrived. Now I know exactly what’s going on, and everything happens in real time,” says Ivan.
Keytom is built for individuals and businesses who need efficient cross-border money movement. The platform is especially useful for:
Security is a top priority at Keytom. The platform employs:
These systems ensure that both personal data and funds remain protected at every stage of the transaction.
Keytom redefines what international money transfers can look like — fast, transparent, flexible, and secure. With SEPA Instant, crypto integration, and a streamlined interface, users can move money across borders in seconds, not days.
Whether you're sending euros to family in another EU country or managing digital assets globally, Keytom offers a modern financial infrastructure that fits your lifestyle.
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